Health medical care
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Description
Health Maintenance Organizations (HMOs) are managed care plans that provide health care services through networks of doctors, hospitals, and other health care providers. As a member you must select a primary care physician who oversees your medical care and provides referrals to specialists.
When you access the HMO network, you pay designated copays for doctor visits, prescription drugs, emergency visits, and inpatient hospital stays. Generally, you will not be responsible for a deductible (an amount you must pay each year before the health plan begins to cover your health care costs) or coinsurance (a percentage of the charges). An in-network provider cannot bill you for any balance after the copay is met.
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Health medical care
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