In these litigious times, you don't have to be a millionaire to be sued like one. That's why it's important to consider if you have all the liability coverage that you need, and why we want to let you know about the protection an umbrella policy may provide.
Typical auto, homeowners, and other property insurance liability limits may not be adequate to cover the large court judgments being awarded these days. An umbrella policy can provide extra protection starting at $1,000,000 of additional personal liability coverage. Umbrella coverage can include court costs and attorney fees, and it may protect you against various liability hazards not typically covered under home and auto policies.
An umbrella policy may help protect you if you are held liable in certain situations, such as when someone is injured on your property or injured in an accident involving your auto or boat. It may also extend protection for other personal liability losses, including:
